Best Credit Cards 2022


What are the Best Credit cards for 2022? In recent times, there are various credit cards available to folks and it can be very difficult to choose the best one. There is no one size fits all card, but options are available for different people. Whether you are someone who wants to build his or her credit. Also, a traveler, road warrior, student, trader, road warrior, or foodie. With a little research, you can find a credit card that suits your lifestyle.

Best Credit Cards 2022

In other words, if you want to build credit, earn airlines mile, and get cash back, there is a good card out there for everybody. Not everybody has time for this research and this is where we come in. Our experts have searched through different Credit cards with offers, perks, security features, cash backs. Plus, sign-up bonuses, an annual statement credit, and more. And have come up with a list of the best credit card recommendations. In this article, we have compiled the best credit cards that are in our opinion – the best, top credit cards for 2022.


6 Best Credit Cards for 2022

Read to the very end to know the best credit cards that suit you and can recommend to your closest friends and family;

Chase Freedom Unlimited®

With Chase Freedom Unlimited, you can enjoy cashback on travel purchased through the Chase Unlimited Rewards. This premier rewards programs allow you to redeem rewards for gift cards, cash back, travel, and more. Also, it offers 3% cash back on dining at restaurants including takeout and eligible delivery service and drugstore purchases, and offers 1.5% on other purchases. One of the best parts is that this card does not require an annual fee and offers Welcome bonuses in the first year. You can easily apply for this card via Chase’s secure website.

Wells Fargo Active Cash® Card

The Wells Fargo Active Cash Card is listed among the best credit cards in 2022. You can enjoy a $200 rewards bonus after spending $1,000 on any purchase made in the first three months using this Wells Fargo Active cash card. Like chase Freedom Unlimited, this card does not require an annual fee. Also, there are no categories to remember or track and the cash rewards do not expire as long as the account is open.

 You can enjoy a premium collection of benefits at the selection of the most prestigious and intriguing hotel properties in the world with Visa Signature Concierge. In addition, you can get insurance for your cell phone for up to $600 against theft or damage when you pay for your cell phone bills with your qualified Wells Fargo card. Apply for the card today via wells Fargo’s secure site to know more about the terms and conditions and the product perks.


American Express® Gold Card

If you love to travel and you are a foodie. The American Express Gold card may be the ideal rewards credit card for you. Where you cook at home or dine out, you can enjoy 4X points at U.S. supermarkets. And a competitive 4X point per dollar you spend at restaurants in the USA. Also, as a traveler you can benefit from 3X on every flight you book with or airlines.

However, this card has an annual fee of$250, but it can be decreased to $130 effectively. If you take advantage of the $120 dining credit every year. In addition, you can receive an annual $120 dining credit at Goldbelly. Plus at The Cheesecake Factory, Milk bar,, and select Shake Shack locations. Also, there are no foreign transaction fees. You can apply for the America Express Gold cards at the American Express secure site. And also to learn more about the card and the terms and conditions.

Citi Premier® Card

The Citi Premier Card is one of the most popular and best travel rewards cards due to its large amount of bonus. Not only will you enjoy triple points on hotel and air travel but also on gas stations, supermarkets and restaurants. This card offers different opportunities to enjoy everyday purchases.

The best part is that all your points can be transferred to various frequent flyer programs in every airline alliance. In addition, you can enjoy $1000 annual hotel savings perks through this card on a single stay booking of $500 and more (excluding fees and taxes. Apply for the card via the Citi Premier card to enjoy all the amazing features. And benefits that came with this amazing card.

Chase Sapphire Preferred® Card

If you want a lot of value out of the box, then you should consider Chase Sapphire Preferred card. This card is currently allowing new cardholders to earn 60,000 points after spending up to $4,000 on purchases within just three months of opening an account. These points are worth at least $750 toward the travel booked via the Chase Ultimate Rewards Travel official portal. You can get more value if you transfer the points to chase travel partners like United Airlines. Hyatt hotels and book luxury hotels and business class flights.

The Chase Sapphire Preferred card is an amazing travel card that has a large earning category for people who love spending on dining and travel. In addition, this credit card offers a $50 annual credit that goes to booking a hotel stay on the Chase travel official website. This can easily help offset the already modest annual fee of $95.

Citi® Double Cash Card

Citi Double Cash card is an amazing, simple, and straightforward rewards card that offers one of the best flat-rate cash-back programs. Since this card was launched in 2014, it continues to surprise people with its amazing benefits and rewards. As a Cardholder, you can enjoy 2% cash back on all your purchases. 1% when you make a purchase, and 1% when you make payment for your credit card bill.

With this Citi Double Cash card, there is no limit to the cash-back bonus you can enjoy. And you even have to worry about activating the bonus categories.  Cashback can be redeemed for direct deposit or a statement bonus. Visit Citi’s secure website to apply for the card and know more information about it.



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