Liberty Mutual Auto Insurance Review 2022


Liberty Mutual insurance company is labeled as one of the largest property and casualty insurance providers in the United States. Also, it the one of the biggest or largest auto insurance (Liberty Mutual Auto Insurance) in the United States. Starting from 2019 to 2021, Liberty Mutual has been a successful companies based on it consolidated assets, liabilities, and also it annual consolidated revenues.

Liberty Mutual Auto Insurance Review 2020

Liberty Mutual offers millions of Americans with a wide range of insurance services that includes car insurance or automobile insurance, homeowners’ insurance, and more. Liberty Mutual car insurance, and the property insurance are one of the most consumed insurance service and product of Liberty Mutual.

About Liberty Mutual Auto Insurance

Liberty Mutual auto insurance also known as Liberty Mutual car insurance is rated as one of the top auto insurers in the United States. According to reports, Liberty Mutual has been in the business of providing members with auto insurance coverage for over 100 years. Liberty Mutual auto insurance offers new users with cheap, reliable and affordable car insurance coverage plus, full, comprehensive coverage.

Also, it comes with a satisfying insurance policy that suit your preference or budget. Also, based on the fact that situation most affect the way of life, which also might also temper with your policy. Liberty Mutual offers you personalized service and digital services in which you can tend to select the right choice of insurance. Find out more about the auto insurance coverage and how to get a free quote.

Liberty Mutual Auto Insurance Coverage

There are common auto insurance coverage offers by all auto insurance companies. However, Liberty Mutual insurance offers you the essential auto insurance coverage options. Here is the following lists of auto insurance coverage of Liberty Mutual:

  • Collision Insurance Coverage: this covers the expenses for damage to your car when you get involved in an accident with another vehicle or object.  
  • Medical Payments:
  • Comprehensive Insurance Coverage: this cover expenses for damage to your vehicle caused by incidents other than a collision.
  • Bodily Injury Liability
  • Liberty Mutual Deductible Fund: this is optional as customers with collision coverage have the opportunity to reduce their deductible by $100 each year when they pay an extra premium.
  • Property Damage
  • Lifetime Repair Guarantee: for the type of coverage the insurance company is responsible for locating an approved direct repair facility to repair your damage car due to an accident.
  • New Car Replacement: This helps to offer you the funds you need to get a brand-new car if your new car was totaled in the first year and not just the depreciated value.
  • 24-Hour Roadside Assistance: You don’t need to worry if your car breaks down as you get to enjoy 24/7 roadside assistance that includes various services ranging from a jump-start to a tow and more to get you moving again.

Keep in mind there are a wide range of car insurance coverage options offered which are grouped into categories such as For You (Medical Payments Coverage, Uninsured Motorist Coverage), For Others (Bodily Injury Liability Coverage, Property Damage Coverage), For Car (Teachers Auto Insurance, Original Parts Replacement).

Liberty Mutual Auto Insurance Discount

Liberty Mutual offers you amazing auto quote that allows you to save more money with your auto insurance. Here are some of the auto insurance discount offered by Liberty Mutual:

Discounts for Drivers

  • Homeowner discount
  • Military discount
  • Early shopper discount
  • Good student discount
  • Student-Away-at-School discount

Discount For Your Driving

  • Claims-Free discount
  • Violation-Free discount
  • RightTrack

Discounts For Your Auto Insurance Policy  

  • Multi-Policy discount
  • Multi-Car discount
  • Preferred Payment discount
  • Online Purchase discount
  • Paperless Policy discount

And many more car insurance discounts to get. These is actually important when purchasing an auto insurance because this help you to save more.

Factors that Affect Your Car Insurance Rate

The cost of auto insurance is another thing to look at. However, there are factors that affect your car insurance rate which includes the following:

  • Location.
  • Driving record
  • Time on the road
  • Safety issues
  • Cost to repair your vehicle and more.

Every car insurance policy holder is important. Your car, driving history, and your budget plays a vital role when shopping for a convenient car insurance company.

Other Types of Liberty Mutual Insurance  

In addition to the fact that Liberty Mutual Insurance offers car insurance, the company also sells other insurance policies such as motorcycles, ATVs, boats, and more. Here is the following list of other insurance type offered by Liberty Mutual Insurance

  • Homeowners Insurance
  • Condo Insurance
  • Landlord Insurance
  • Pet Insurance
  • Life Insurance
  • Accident Insurance
  • Umbrella Insurance
  • Critical Illness Insurance
  • Small Business Insurance
  • Mobile Home Insurance
  • Identity Theft Insurance
  • Renters Insurance


Is Liberty a good insurance company?

Yes, Liberty Mutual Insurance is a good insurance company that offers amazing insurance policies. According to reports, in the United States, the company is ranked as the sixth-largest property and casualty insurer.

Is Liberty Mutual the same as Progressive?

Based on the debate whether Liberty Mutual is the same as Progressive, however, Progressive is a little bit better than Liberty Mutual. This result is based on customer reviews and one of the things in which Progressive is better than Liberty Mutual is that it offers 24/7 live customer support.

How do I find a Liberty Mutual Agent?

It’s very simple to find a local insurance agent near you by visiting the website. Then, you can enter the ZIP Code or state to find a local agent within your location. This will include details you need to know about the agent such as phone number, name, address, and other relevant information.

What’s the best car insurance right now?

Here is the following list of our best car insurance company right now:

  • USAA
  • State Farm
  • Nationwide
  • Progressive
  • Allstate
  • Travelers

Is Liberty Mutual cheaper than Geico?

The answer is No, Liberty Mutual is more expensive than Geico. Based on statistics, Liberty Mutual policy cost about 30% compare to Geico on average. If you are looking for a cheap insurance company, Liberty Mutual is not the best choice.

Is Liberty owned by Geico?

No, Liberty Mutual is not owned by Geico.


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